Prospectus and Final Terms


Covered Bonds, junior covered bonds and mortgage bonds issued by BRFkredit shall be described in a prospectus in pursuance of Commission Regulation (EC) no. 809/2004. These regulations came into force on 1 July 2005. Bond series closed for issuance prior to this date are not covered by a prospectus.

The prospectuses for covered bonds and mortgage bonds take the form of a base prospectus and separate final terms. The general terms and conditions for the bond series as well as descriptions of BRFkredit and the bond series are given in a base prospectus. The specific details for the individual bond series are given in the final terms.

The prospectuses for junior covered bonds take the form of a prospectus and separate final terms. The general terms and conditions for the bond series as well as descriptions of BRFkredit and the bond series are given in the (program) prospectus. The specific details for the individual bond series are given in the final terms.

Offering circular for senior debt issued april 2010 is available here:
Offering circular (final) for senior debt
9 April 2010

Base prospectus - covered bonds (SDOs)

Addendums to the prospectus - covered bonds (SDOs)

Final Terms for covered bonds (SDOs)

Prospectus - BRFkredit junior covered bonds

Base Prospectus - mortgage bonds (ROs)

BRFkredit's base prospectus contains both the descriptive information and final terms for those mortgage bond series that are already in the market.

Base Prospectus as of 15 June 2005

Addendums to the prospectus - mortgage bonds (ROs)

When BRFkredit releases announcements that makes the information in the prospcectus obsolete, BRFkredit issues an addendum to the prospectus that describes which parts of the prospectus are updated.


Addendum no. 1 - updates due to the release of Interim Report 2005
(24 August 2005)
Addendum no. 2 - updates due to the release of Annual Report 2005
(27 February 2006)
Addendum no. 3 - updates due to the release of Interim Report 2006
(23 August 2006)
Addendum no. 4 - updates due to the release of Annual Report 2006
(27 February 2007)
Addendum no. 5 - updates due to the release of Interim Report 2007
(23 August 2007)
Addendum no. 6 - choice of balance principle
(25 October 2007)
Addendum no. 7 - closing of bonds for issuance on 31 December 2007
(13 December 2007)
Addendum no. 8 - updates due to the release of Annual Report 2007
(20 February 2008)
Addendum no. 9 - updates due to the release of Interim Report 2008
(26 August 2008)
Addendum no. 10 - updates due to the release of Annual Report 2008
(26 February 2009)
Addendum no. 11 - updates due to the release of Interim Report 2009
(31 August 2009)
Addendum no. 12 - updates due to the release of Annual Report 2009
(23 March 2010)
Addendum no. 13 - updates due to the release of Interim Report Q1-2010
(27 May 2010)
Addendum no. 14 - updates due to the release of Interim Report Q2-2010
(27 August 2010)
Addendum no. 15 - updates due to the release of Interim Report Q3-2010
(30 November 2010)
Addendum no. 16 - updates due to the release of Annual Report 2010
(24 March 2011)
Addendum no. 17 - updates due to the release of Interim Report Q1 2011
(18 May 2011)
Addendum no. 18 - updates due to the release of Interim Report Q2 2011
(24 August 2011)
Addendum no. 19 - updates to prospectus
(18 November 2011)

Final Terms for mortgage bonds (ROs) issued until 31 December 2007

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  • 2800 Kgs. Lyngby
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