Legal documents and links

	Articles of association
	Regulations
	Prospectus
	Legislation
	Supervision

BRFkredit a/s (the mortgage credit institution) is a Danish limited company, fully owned by BRFfonden a business foundation through BRFholding a/s a holding company.

	The articles of association of BRFkredit a/s

To the top of the page

The general terms and conditions for BRFkredit's lending and issuing of mortgage bonds are regulated by the Regulations passed by the Board of Directors of BRFkredit.

Regulations governing BRFkredit's loans and bonds

To the top of the page

Bonds issued by BRFkredit shall be described in a prospectus in pursuance of Commission Regulation (EC) no. 809/2004. These regulations came into force on 1 July 2005. Bonds issued prior to this date are not described in a prospectus.

The prospectus takes the form of a base prospectus and separate Final Terms. The general terms and conditions for the bond issues as well as descriptions of BRFkredit and the bonds are given in the base prospectus. The specific details for the individual bond issues are given in the Final Terms.

	Prospectus and final terms
	BRFkredit covered bonds (SDOs) currently issued
	BRFkredit mortgage bonds (ROs) issued until 31 December 2007
	BRFkredit mortgage bonds (ROs) issued after 31 December 2007

To the top of the page

Translated legislation is available from the website of Finanstilsynet, the Danish FSA:

Translated legislation on Finanstilsynet's web site

Danish mortgage credit institutions are subject to the joint financial sector legislation as set out in the Danish Financial Services Act/Financial Business Act (in Danish: Lov om finansiel virksomhed), which contains provisions about best practises, client information, ownership, management, consolidation and financial reporting, capital requirements etc.

Read the full text of the Financial Business Act here (from the website of the Danish Financial Supervisory Authority):

The Danish Financial Business Act (English translation)

As a Danish based mortgage credit institution, BRFkredit is subject to Danish legislation as set out in the Danish Mortgage Loans and Mortgage Bonds Act ("Lov om realkreditlån og realkreditobligationer") and the executive orders issued pursuant to the Act.

Read the full text of the Mortgage Loans and Mortgage Bonds Act here (from the website of the Danish Financial Supervisory Authority):

The Danish Mortgage Loans and Mortgage Bonds Act (English translation)

Read more about the legislation and the system

	The history of the Danish mortgage legislation
	The Danish mortgage credit system

To the top of the page

BRFkredit is subject to supervision by the Danish Financial Supervisory Authority ("Finanstilsynet"). Finanstilsynet is an institution under the Danish Ministry of Business and Economic Affairs (in Danish: Økonomi- og Erhvervsministeriet).

Learn more about Finanstilsynet, the Danish FSA:

Visit Finanstilsynet's web site

Learn more about the Danish Ministry of Economic and Business Affairs:

Visit the web site of the Ministry of Economic and Business Affairs

To the top of the page